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Take 250 rupees a month, the government will give lifetime 60 thousand annually

Take 250 rupees a month, the government will give lifetime 60 thousand annually
New Delhi If you go to a movie once or go for lunch or dinner in the restaurant then it is common to spend Rs 250-300. In doing so, many people do not understand the excess value of these 250 rupees. While saving, most people do not understand the value of 200-300 rupees. But if you spend only 1 movie ticket in one month or once at a special scheme of government by saving the cost of the restaurant then your future can also be secure. Or you can say that life will get a good income for you. We are telling you about a similar government scheme in which only you have to deposit 250 rupees monthly. Every year the government will continue to give 60 thousand rupees as long as you continue living under the scheme If planning for the future is better at a young age, then any one starts this scheme as soon as possible, it will benefit. We will tell you the complete details of this plan, how can you take advantage of this scheme.

Read on, how to raise the benefits of this scheme ............



Who can join this scheme
Many people start their career in 20 years, while many people start their career at a much older age. But the good thing is that with this government scheme, anyone from the age group of 18 years to 40 years of age can join. Just be a citizen of that country. It can also be employed, business people, or those without jobs.


Raise the benefits of this scheme of government
Here we are telling you about the government's Atal Pension Scheme. To join this scheme it is necessary to have a savings account and Aadhar card in the bank. The minimum length for contributing is 20 years. But if you join the plan at a young age, you will get more benefit.


More advantage of joining at an early age
We have taken an example of 20 years here because many people start their career on an average, at this age. If you join this scheme in 20 years, your investment limit will be Rs 50 to 248 rupees per month. Under the scheme, people of this age will invest Rs 248 every month, after one time they will get 60 thousand rupees every year, till they remain alive. However, if you join the scheme at the age of 18, then you can get these benefits on a monthly investment of only 210 rupees. We will also tell about the extent of investment for older people too.


Read on, how long do investment, what is the limit for the older ones .........


How long will the investment be?
Under this scheme it is necessary to make a monthly investment of at least 20 years. That is, those who start at the age of 40 will have to invest 20 years. At the same time, if you join the age of 18 with the plan, then invest up to 42 years. But the advantage will be more to them, who will start investing in a young age.


High advantage of investing in a young age
There is a lot of benefit in investing in a young age. For instance, if you start investing at the age of 18, then 210 rupees per month, in total 42 years, the total investment will be Rs 1.05 lakh only. After that you will get a lifetime of 60 thousand rupees or 5000 rupees a month.
At the same time, if you invest at 40, then you have to invest about 3.49 lakh rupees in 20 years in terms of monthly amount of Rs 1454, after which you will get 60,000 rupees annually or 5000 rupees monthly. In such a situation, about 2.43 lakh additional expenses will be incurred for equal profit.

Read more, how much is the investment in the age of joining ... ..

At 25 years
After joining the scheme for 25 years, till the age of 60, every month, 376 rupees will be given 60,000 rupees every year, or 5000 rupees every month after 60 years of age.

At 30 years
After joining the scheme for 25 years, till the age of 60, every 577 rupees every month will get 60 thousand rupees every year or 5000 rupees every month after 60 years of age.

35 years on
After joining the scheme for 25 years, till the age of 60, every month 902 rupees will be paid 60 thousand rupees every year or Rs 5000 per month after the age of 60.

At 40 years
After joining the scheme on 25 years, every month till the age of 60, every month, Rs 1454 will be available for 60 thousand rupees every year or Rs 5000 every month after 60 years of age.

The biggest benefit of the plan
According to the information given on https://www.pfrda.org.in/, if the investor is killed after the scheme, his spouse can continue to contribute to the account and get the benefit of the scheme. The second option is that the husband or wife can get a lump sum amount of Rs 8.5 lakh on death. On the death of both of them, this amount will be received by any other nominee.

Many options in the scheme
There are 12 thousand, 24 thousand, 36 thousand, 48 thousand annual pension benefits for which there is a separate limit for investment.

# Rs. 42 to Rs. 291 per month according to your age for a pension of 1000 rupees per month. I.e., those who are 18 years old, 42 rupees and 40 years old will have to deposit Rs. 291 per month. On death, the nominee will get a lump sum of 1.7 lakh rupees.

For every pension of Rs 2,000 per month, it will be Rs 84 to 530 rupees per month according to your age. That is, those who are 18 years old will have to deposit Rs 84 and 40 years old to 530 rupees per month. On Death, the nominee will get a lump sum amount of Rs 3.4 lakh.

For every 3,000 rupees per month, you have to deposit 126 rupees to 800 rupees per month according to your age. That is, those who are 18 years old will have to deposit Rs. 126 and those who are 40 years old will get 800 rupees per month. On death, the nominee will get a lump sum amount of 5.1 lakh rupees.

For every pension of Rs 4000 per month, it will be Rs 168 to Rs 1054 per month according to your age. That is, those who are 18 years old will have to pay Rs 168 and those who are 40 years old will get Rs 1054 per month. On death, the nominee will get a lump sum amount of Rs 6.8 lakh.

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